Put simply, Compassionate Finance helps make dental procedures affordable. We do this by providing customized payment plans for patients that offer flexible payment terms for any budget. More than 4,000 providers across the United States have partnered with us.
Our best practice is to work with you to determine an affordable monthly payment you are most comfortable with. We offer flexible payment terms as low as $40/month and for up to 60 months. If you finance more than $15,000, we offer terms up to 72 months.
Anyone who cannot pay cash for their entire treatment plan or has limited access to credit is a good candidate for Compassionate Finance.
You can get pre-approved within minutes by completing a quick application on our website or your dentist’s website, if available. Our 99% financing approval allows you to apply with confidence and start your path to better health.
If you do not qualify for traditional financing, it does not necessarily mean that you are not payment worthy™ or a good fit. With Compassionate Finance, approvals are ultimately based off of banking history.
Your pre-approval lasts for up to a year under the practice in which your application was submitted so long as your personal and bank information does not change.
Yes. It is an automatic payment plan managed by Compassionate Finance on behalf of your dental practice.
Right away! Once approved, we can execute your contract quickly and get you started the same day.
You can apply in person with our quick-and-easy In-The-Chair™ approvals. You can also complete the application process online from any smart device. Whether applying in the office or remotely, documents are processed electronically via phone, tablet or computer. For signature processing, all documents are emailed to you via Adobe Sign.
Standard rates are based on credit rating but can be customized *Additional customizations may result in a charge to the practice. Interest not to exceed 18%
If you need to add to or reduce your existing plan balance, please contact your provider’s office. They can help update your contract to reflect the new balance. At that time you will agree to a new payment amount and sign an updated plan agreement. No credit check is required, it is a fast and simple process.
We will retry declined payments and attempt to reach you via phone, e-mail and text. After 90 days, the plan is sent to collections and reported to the credit bureau.
Yes, there is no prepayment penalty for early payoffs. You can contact Compassionate Finance to set up payoff arrangements or make additional payments to pay off sooner.
The payment plan can be cancelled at any time without penalty.